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Sharesave is a safe and easy way to save a fixed amount straight from your pay for three years. Once you’ve finished saving, you’ll get a guaranteed tax-free bonus and the opportunity to buy Sainsbury’s shares at a discounted price which was set at the beginning of the plan. If the share price stays the same or goes up, you could come away with a profit and gain from Sainsbury’s success.
If you joined Sainsbury’s on or before 14 February 2026, you’re eligible to join Sharesave 2026.
Watch the animation and read the Sharesave 2026 invitation booklet to find out more.
Affordable for you
Save between £5 - £250, whatever works for you
Straightforward
Savings come straight from your pay, after tax, which can be tracked easily using the Share Plans Portal or MUFG Investor Centre App
Flexible
Pause payments or cancel your plan and withdraw all your savings if you need to
A safe way to save
Your savings are kept in a secure bank account with Lloyds Bank plc*
Simple savings
Take the pressure off saving, without the worry of losing a penny
Join in Sainsbury’s Success
If the share price increases, so do your savings
*Lloyds Bank plc Registered Office: 25 Gresham Street, London EC2V 7HN. Registered in England and Wales No. 2065. Lloyds Bank plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 119278. Authorisation can be checked on the Financial Services Register at www.fca.org.uk. Eligible deposits with Lloyds Bank plc are protected by the Financial Services Compensation Scheme (FSCS). Lloyds Bank plc is covered by the Financial Ombudsman Service (FOS).
While you’re saving, you’ll earn a bonus on your money – this is your Sharesave bonus, set by HMRC.
For your 2026 plan, the bonus rate is 0.4 times your savings contribution which means you’ll receive a bonus worth just under half of your chosen savings amount. If you’re saving £50 per period, you’ll get an extra £20 at the end of the plan.
You decide how much to put away each pay period, from £5 to £250 (across all active Sharesave plans). Once the invitation window has closed you won’t be able to change this, so make sure to choose an amount that works for you.
Use the Sharesave Calculator to see how many shares you could buy with your savings and what your savings could be worth based on the discounted share price.
There are a maximum number of shares available. Therefore if the plan is really popular we may have to reduce the amount you can save. If we need to do this we’ll let you know before the start of the plan.
Your savings are deducted automatically from your pay (after tax). That’s 36 payments in total.
During the plan:
You can:
If the share price is lower than the discounted share price, you can take all of your savings (plus tax-free bonus) back as cash.
You’ll have six months to decide, but don’t worry, we’ll remind you of your choices closer to the time.
Saving doesn’t need to be complicated, Sharesave is here to work for you. Whether you’re starting out saving a little or saving for bigger things, you could benefit from Sharesave.
Here are our three savers, showing you how Sharesave can be flexible and work for you.
Daniel has chosen to save £5 a month, this is his first Sharesave plan and wants to try growing his savings slowly, without worrying about over-committing himself.
Daniel saved £5 a month for 36 months, with a discounted share price of £2.45.
At the end of the plan the share price was £3.30.
Daniel bought 73 shares using the £180 he had saved, he sold them straight away for £241, making a profit of £61.
Aisha is looking ahead to the end of the plan and knows that £50 a month is affordable and forward-thinking for her. She loves the idea of the potential reward and knows that £50 is manageable for her alongside her everyday spending.
Aisha saved £50 a month for 36 months, at a discounted share price of £2.45.
At the end of the plan the share price was £3.30 and Aisha had saved £1,800.
She used her savings to buy 734 discounted shares which she then sold straight away for £2,422 making a profit of £622.
Bonnie is saving for a big life event happening in three years and is really excited by the chance to save and share in Sainsbury’s success. Bonnie sees this as a safe and straightforward way to save and knows that if something unexpected happens she can skip payments or withdraw her savings completely.
Bonnie saved £150 a month for 36 months, at a discounted share price of £2.45.
At the end of the plan the share price was £3.30 and Bonnie had saved £5,400.
She used her savings to buy 2,204 discounted shares, which she sold for £7,273 making a profit of £1,873.
Step 1
Register on the Share Plans Portal online or download the MUFG Investor Centre App on the App Store or Google Play
Step 2
Add your holding using the 11-digit IVC (shown in your invitation email or letter)
Step 3
'Go to offer' and 'View offer'
Choose how much you’d like to save
Submit your application by 5pm on 1 June 2026
Once you’ve joined, you’ll receive an email confirmation to the email address you’ve registered with and can manage everything on online.
Find out more in our Sharesave 2026 Invitation booklet.
Tom Clark
Liz Yeardsley
Lynsey Barker
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